Paid first. Proven after.
A claim lands in your account in 0.5s. The checks run underneath.
308,630 paid today · 791 claims · 63 reversed
- What it is
- Insurance that pays the claim the moment you file it, then checks. A false claim reverses itself.
- Who it is for
- Anyone who has waited weeks for a payout.
- Try it now
- File a claim and watch the money land before the checks finish.
Paid
967.90In the account 0.58s after filing. Bond 96.79 held.
Proving
27s left
- Policy in force1s
- Police report matches
- Amount within cover
- Lock on the policy
The money is already yours to use. The checks decide whether it stays.
- Parcel lost55.5448%
- Rain washed the crop1,718.0378%
- Parcel lost208.64Proven
- Flight delayed636.43Proven
- Flight delayed823.85Proven
- Rain washed the crop538.97Proven
- Flight delayed812.37Proven
- Cracked screen337.31Proven
You are paid the moment you file
The claim lands in your account in the same transaction. Not approved. Paid.
The checks run afterwards
Policy, event, amount, duplicates. You watch them pass with the money already yours.
A false claim reverses itself
You put up a tenth as a bond. If a check fails, the bond is gone, the payout is owed, and you cannot file again until it is settled.
Why Arc
Paying before proving only works if the payment lands at once and taking it back is certain. On Arc the payout is final in under a second and cannot be front-run or left pending, and the bond, the debt and the block on the claimant are enforced by the same contract in the same block as the verdict.